Monday, March 23

Big Mistakes India made after Independence


What are the the biggest mistakes of Indian Government after 1947

Between 1946-1948

NEHRU – JINNAH made the people of India suffer – Big Mistake??
The Hindus were protecting the Muslims in India. Their friends and neighbors were insisting them to stay in India and assuring them full protections

While in Pakistani side the Muslims were threatening the Hindus to go to India. The ones who were reluctant were killed and their female family members were raped by the Muslims in Pakistan
While many Muslims left their birthplace and migrated to Pakistan, more than half of their population stayed back in India as they were protected by their Hindu friends.
In sharp contrast most of the Hindus from Pakistan were made to migrate, while lakhs of them were killed by the Muslims of Pakistan side

When Nehru was taking the oath of PM of India, crores of Indians were mourning the death of their relatives and fellow Indians
Sarkaari Media and machinery was gung ho about the Independence of India but millions of Indians were crying and were in tears

1948 – Accession of Kashmir

The common man in India was again disappointed by the decisions of the then PM of India – Mistake??

1950 – India became republic and SC/ST reservation – Mistake??

The reservation was intended only for SC/ST communities – that too for a period of 10 years (1951-1961). However, it got extended ever since
1959 – Under Pressure from the USA the weak PM allowed the Dalai Lama and Tibetan Refugees.
The same refugees today are about to touch half a million mark and have been exploiting India’s resources for free – Mistake??
The refuge to the Dalai Lama and Tibetans ultimately lead to India China War in 1962. Lost a big chunk of Indian territory to China. Over 3000 India Soldiers Martyred – A Big Mistake???

1965 – Even a country like Pakistan dared to attack India in 1965. Over 2600 Indian soldiers Martyred. Why were we so vulnerable that a tiny country had this courage to attack India? – A big Mistake??

1971 – Bangladesh created – around 1 lakh Pak soldiers captured

Why did Indians feed them for a year and then let them free so easily?? Why the Indian side did not negotiate Kashmir – Big Mistake??

1970’s – 80’s, and 1990’s – Corruption Era

These 30 years when most of the countries grew leap and bounds, India was full of Dons, Mafias, corrupt leaders and bureaucrats. It became so deep-rooted that the common man became used to to shell money to get his work done from the government departments. Be it the simplest of the things like installation of Electric meter, water connection, phone connection or gas connection.
The businesses had to pay a bribe on monthly and yearly basis to the government officials to survive
Appeasement of minority community, rising of Urban Naxals, Paid Media, all thrived during this period

2000’s – Pre Modi & Post Modi era

With the advent of mobiles, independent media houses and social media, the common man got exposure to the leaders and government in a better and transparent way. He started understanding actually who’s who. The corrupt started getting exposed big time.
The media personalities who were working on the behest of the governments were exposed. Big scams and frauds were unearthed. The millennial and general public was well informed and aware about the leaders and the parties.

Post 2014 – No need to say anything




Wednesday, March 4

Millennials and stock trading in India


The Rise of Online Stock Trading by Youngsters in India

Image result for bse nse
In the 90’s with the advent of computerized stock trading a lot of stock trading terminals were set up all across India. Most of the people investing in shares and stocks belonged to the business class or higher class who had extra money to invest. Having extra money in those days means a middle aged person who has succeeded in his/her career or business. Most of the youngsters were unaware or were not very keen on risking their small earnings in the share market. The trading was time consuming and not as smooth as today. There were paper share certificates and the stock traders need to visit the terminals very often for paper work and other formalities unlike today when everything is online and so convenient.

However in today’s age the millennial are well informed about the stock market. Many youngsters start investing in stock market at the very beginning of their careers. There are others who keep a watch at the stock markets on regular basis, try to understand the trends before investing. The smart millennials with smart phones and laptops have access to latest and updated business news. They study the trends, fundamentals of the company, long, and medium and short term perspective of the stocks before investing. There are professional financial experts, financial planners and stock brokers in the market from where the youngsters get tips to invest in stocks.
Though the trend is very impressive, yet we have a long way to go as far as stock trading in India is concerned. The young generation in the cities may be aware of the stock trading but our rural India is still lacking behind. A large chunk of population still believe that bank fixed deposits are far better and safer than buying stocks, securities, bonds or mutual funds. Stock trading is really a risky game, this is what many people think.

I believe that a long term investment in fundamentally strong companies will always yield a good return. The millennials interested in stock trading need to understand that when you are planning to trade in stocks do not think that this is the route for quick and easy money. When you are in a job it becomes difficult to stay abreast with the latest market trends. Therefore it is advisable to take the help of market experts who have good reputation in the market and the ones who will guide you based on their extensive research.

Many of us must have heard about the successful youngster Jatin Khemani from Delhi. At the age of 21 he bought his first stock and then went on to buy more stocks, some of which generated around 900 percent return in four years. After reading some books like, Peter Lynch’s One up on Wall Street, William Thorndike’s The Outsiders, Philip Fisher’s Common Stocks and Uncommon Profits and Saurabh Mukherjea’s The Unusual Billionaires, Jatin got inclined to stock trading.

There are numerous Jatins who are flourishing in stock markets today with smart trading techniques, inspiring the new generation to invest in stocks.

According to securities and exchange board of India (SEBI), there were around 34 million demat accounts in India in 2018. This is a very small percentage in a country where the total population is over 1.3 billion

The Indian market is huge and there is a lot of potential for the stock markets to grow in the near future. More and more people especially the millennials will come forward to invest in the stock markets in the coming years. The growing income and awareness will definitely lead to a great surge in investments in stocks by the youngsters. Since the fundamentals are strong, FDI will also help the Indian stock markets to grow in the coming years.